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Role of Finance in Resource use Efficiency and Constraints in Banana Cultivation in Uttar Pradesh

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Indian Journal of Economics and Development
Volume 16 No. SS, 2020, 437-441
DOI: https://doi.org/10.35716/ijed/NS20-016
Indexed in Clarivate Analytics (ESCI) of WoS

Harendra Pratap Singh Choudhri1, Supriya1, G.P. Singh1, Pavan Kumar Singh1and P. Mishra2

1Department of Agricultural Economics, Acharya Narendra Deva University of Agriculture and Technology, Kumarganj, Ayodhya-224 229
and 2College of Agriculture, JNKVV, Powarkheda-461 110 (M.P.)

Corresponding author’s email: supriyaanand55@gmail.com

ABSTRACT
The study was conducted using purposive cum random sampling technique and two hundred respondents comprised of 100 each borrowers and non-borrowers were selected from two block of district including marginal, small and medium categories of farm size. Primary data were collected through personal interview technique and required secondary information was taken from the record available at district and block level. Simple tabular and functional analysis and Garrett ranking were done to draw inferences. As per the result obtained from the study, no much difference was seen between the resource use efficiency of borrower and non-borrower farms and constraints faced by borrower. Since banana is a cash crop and it needs initial costs for its establishment, and after harvesting the crop regular source of income was generated by selling of suckers (seed) plant and its fruits. It’s by-product, leaves, etc. also used for various purposes. Minute inspection of the analysis showed that finance played important role for initiating the cultivation of banana crops showed the resource use efficiency that there is no considerable difference found on sample farms of borrower and non-borrower categories. Constraints faced by majority of the farmers were mainly delay in disbursement of loan and lack of the repayment period insufficient and improper management for withdraws on KCC.

Keywords
Borrower and non-borrower constraints, finance, resource efficiency.

JEL Codes
C83, F65, Q14, R51, Z23.

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