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Publically Financed Health Insurance for Poor: Understanding Rashtriya Swasthya Bima Yojna (RSBY) in Odisha


Rinshu Dwivedi* and Jalandhar Pradhan



Indian Journal of Economics and Development
Year : 2017, Volume : 13, Issue : 2
First page : ( 281) Last page : ( 294)
Print ISSN : 2277-5412. Online ISSN : 2322-0430.
Article DOI : 10.5958/2322-0430.2017.00178.0

Publically Financed Health Insurance for Poor: Understanding Rashtriya Swasthya Bima Yojna (RSBY) in Odisha

Dwivedi Rinshu*, Pradhan Jalandhar

Department of Humanities and Social Sciences, National Institute of Technology, Rourkela-769 008

*Corresponding author’s email:

JELCodes: I1, I13, I14, I18

Online published on 20 June, 2017.


Evaluating the effectiveness of the “targeting” approach in the Rashtriya Swasthya Bima Yojna (RSBY), the present study examines the current situation of RSBY programme in Odisha. By using the available data sources the present study focuses upon various aspects such as the proportion of the eligible population Below Poverty Line (BPL), the families enrolled for the scheme and the fraction of those hospitalised who are covered in this scheme in Odisha in 2012–13. The implementation of RSBY in Odisha has started in 2009 with the introduction of this scheme in six selected districts and currently operational in all 30 districts of the state. Until 2013, only around 65 per cent of BPL families in the 30 districts had been covered under the RSBY in Odisha. There are large variations across the districts and despite the strengths of its design, the RSBY requires more institutional capacity to supervise and improve the system over time. There are also gender disparities in the RSBY coverage in Odisha. However, in the long run, the government should strengthen the resource-starved public health system.

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