Indian Journal of Economics and Development: Forthcoming Issue

Extent and Magnitude of Indebtedness Among Scheduled Caste Households-A Case Study of Punjab

575.00

Neha Jain, Gian Singh, and Rupinder Kaur

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Indian Journal of Economics and Development
Year : 2016, Volume : 12, Issue : 1a
First page : ( 193) Last page : ( 199)
Print ISSN : 2277-5412. Online ISSN : 2322-0430.
Article DOI : 10.5958/2322-0430.2016.00062.7

Extent and Magnitude of Indebtedness Among Scheduled Caste Households-A Case Study of Punjab

Jain Neha*, Singh Gian, Kaur Rupinder1
1Department of Economics, Punjabi University, Patiala-147001

*Corresponding author’s email: nehajain.phd@gmail.com

JEL Codes A1, B1, G21, Z13

Online published on 26 April, 2016.

Abstract
The objective of the present paper is to analyse the extent and magnitude of indebtedness among the Scheduled Caste households in rural Punjab. The present study is based on a sample size of 543 Scheduled Caste households of Punjab. The study has concluded that the average amount of loan per indebted Scheduled Caste household is 36, 496.64, while the average amount of loan per sampled household is 50, 044.20 in the rural areas of Punjab. The amount of loan per indebted household and per sampled household increases as the income of the Scheduled Caste household’s decreases. The study further revealed the fact that the low level of income and employment prospects fail to meet the family requirements of the Scheduled Caste households.

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