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Distribution Pattern of Consumption Expenditure of Loan Waiver Beneficiary Households in Punjab


Taranjeet Singh and Balwinder Singh Tiwana



The Indian Journal of Economics and Development (2018) 14(4), 650-658
DOI: 10.5958/2322-0430.2018.00182.8
Indexed in Clarivate Analytics (ESCI)

Taranjeet Singh and Balwinder Singh Tiwana

Assistant Professor, Department of Economics, Patel Memorial National College, Rajpura-140 401

Professor, Department of Economics, Punjabi University, Patiala-147 002
*Corresponding author’s email:

This paper examines the consumption expenditure of the loan waiver beneficiary households in Punjab. Consumption expenditure
measures the consumer spending on goods and services. It also provides a comprehensive measure of the types of goods and
services consumed by households. Studies of consumption expenditure are very important and popular as consumption is
considered to be the end of all economic activities. The necessary data for analysing the effects of these factors on consumption patterns are obtained from the primary investigation in 2016. This study shows the shares of groups of items of consumption expenditure in different areas and different farming groups or beneficiaries of loan waiver in Punjab. It also examines the prevailing inequalities in consumption expenditure.

Consumption expenditure, debt waiver, durable consumption, food consumption, Gini-coefficient.

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