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Attitude and behaviour towards financial saving: A study of farmers in Bathinda district

Mohit Gupta, Navdeep Aggarwal and Rohini Garg

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Indian Journal of Economics and Development
Year : 2014, Volume : 10, Issue : 1
First page : ( 54) Last page : ( 62)
Print ISSN : 2277-5412. Online ISSN : 2322-0430.
Article DOI : 10.5958/j.2322-0430.10.1.007

Attitude and behaviour towards financial saving: A study of farmers in Bathinda district

Gupta Mohit*, Assistant Professor, Aggarwal Navdeep, Assistant Professor, Garg Rohini, MBA Student
School of Business Studies, PAU, Ludhiana-141004

*Email: mgupta@pau.edu

JEL Classification: E21, D1

Online published on 15 February, 2014.

Abstract
The present study was carried to assess the saving behavior, reasons for saving, and attitude towards saving. The results revealed that majority of the surveyed farmers saved less than 10 per cent of their annual income mostly in bank deposits, and usually done twice in a year. The saving information on television was the most important source of information and the least important source of information was information from friends or relatives. The most important reason for saving was found to be saving for children’s education and the least important was maintaining buffer for future emergencies. Farmers differed in their attitude towards saving while on some aspects they show positive attitude and on the others depicted negative attitude. It was observed that older and educated farmers had developed positive attitude towards different aspects of saving

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