Economic impact of Kisan Cedit Cards Scheme on farmers` economy in Karnataka


S.M. Januddin, G.M. Hiremath and Suresh S. Patel



Indian Journal of Economics and Development
Year : 2013, Volume : 9, Issue : 4
First page : ( 346) Last page : ( 355)
Print ISSN : 2277-5412. Online ISSN : 2322-0430.
Article DOI : 10.5958/j.2322-0430.9.4.019

Economic impact of Kisan Credit Card (KCC) scheme on farmers’ economy in Karnataka

Jainuddin S. M., Research Scholar, Hiremath G. M.*, Assistant Professor, Patil Suresh S., Professor-cum-Head
Department of Agricultural Economics, College of Agriculture, University of Agricultural Sciences, Raichur-584 104 (Karnataka)


JEL Classification: D24, D61, D73, E51, F61, F65

Online published on 26 November, 2013.

A study was conducted to assess the economic impact of KCC Scheme on KCC holders and non-KCC holders in Bellary district of Karnataka state. The study has revealed that in all the major crops namely paddy, cotton, banana and sugarcane, the returns per rupee spent was higher in KCC holders than non-KCC holders. The cost of cultivation and gross returns per acre for all the crops was higher for KCC holders than non-KCC holders. It was due to application of higher amount of purchased inputs such as seed, manures and fertilizer, PPC, herbicides machine labour and hired human labour by the KCC holders as the borrowed amount facilitated them in doing so.